DHFL Home Loan

Dewan Housing Finance Corporation Limited better known as DHFL was the result of the vision of Late Shri Rajesh Kumar Wadhawan. Incorporated in 1984 the company was started with an aim to make home loan an accessible product to middle and lower income groups. Obtaining a home loan from DHFL is easy as it has same features as most of the other home loans. It involves minimal documentation, fast approvals and flexible payment options

 


DHFL Home Loan fees and charges



Interest Rate : 9.65% to 10.25%


Processing Fees : Rs.5,000 to 20,000


Loan Tenure : 1 to 30 years


Guarantor  : No Requirement


Pre-closure Charges :  NIL



Check the factors first

EMI you are eligible up to 50 % of income.

Finances 85 % of project value

Any other EMI can lower down your eligibility


Know if you’re eligible for the loan

Minimum entry age: 21 years

Maximum age: 70 years

Income: Salaried & self employed


Why don’t you increase your loan eligibility?

Add Co applicant as your spouse her income can also be added to increase your eligibility

Choose longer tenure for eligibility maximisation.

Add your parent also as co applicant and increase your eligibility

What are the documents needed?

 

1. Application form with photograph duly signed


2. Processing fees


3. Latest  6 months Statement of bank account


4. ID Proof with Photo


5.Address Proof with Photo


6. Documents required for self employed


  • Proof of business existence
  • Last 3 years Income tax returns with computation of income
  • Last 3 years balance sheet and Profit /loss statement duly certified by CA

7. Documents for salaried


  • Income Tax statement or Form 16
  • salary slip of latest three month
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