HDFC Bank Personal Loan

HDFC began its operations in India in 1994 and has been the fifth largest bank in terms of assets. It is one of the most trusted banks when it comes to personal loans and other services too. Their procedures are simple and they take very less time to approve a loan if you hold eligible for the same. You can apply for the same online and the respective team will get in touch with you at the earliest. Start now


 

HDFC Personal Loan Fees and Interest Charges



Interest Rate : 12.75% to 20%


Processing Fees : 0 - 2.5% OF LOAN AMOUNT


Loan Tenure : 1-5 YEARS


Guarantor  : No Requirement


Pre-closure Charges :  ONLY AFTER 1 YEAR



Check the factors first

Minimum Rs 12000 per month income required

Finances  up to 25 lakhs only

Any other EMI can lower down your eligibility


Know if you’re eligible for the loan

Minimum entry age: 21 years

Maximum age: 60 years

Income: Salaried & self employed


Why don’t you increase your loan eligibility?

Choose longer tenure for 5 year eligibility maximisation.

Credit card bill need to be clear

What are the documents needed?

 

1. Application form with photograph duly signed


2. Processing fees


3. Latest  6 months Statement of bank account


4. ID Proof with Photo


5.Address Proof with Photo


6. Documents required for self employed


  • Proof of business existence
  • Last 3 years Income tax returns with computation of income
  • Last 3 years balance sheet and Profit /loss statement duly certified by CA

7. Documents for salaried


  • Income Tax statement or Form 16
  • salary slip of latest three month
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