ICICI Bank Personal Loan


Being the second largest bank in the country in terms of assets and market capitalisation, it offers a great range of personal loans with some unmatched interest rates. Whether you need the personal loan for a vacation or for some emergency you can get it in no time. To add on you can even apply for the loan online and get it approved on the web itself. Get going and avail a personal loan on immediate terms right away

 

ICICI BANK Personal Loan Fees and Interest Charges



Interest Rate : 11.49% to 18.49%


Processing Fees : 2.5% (min to 1149)


Loan Tenure : 1-5 YEARS


Guarantor  : NOT REQUIRED


Pre-closure Charges :  Preclosure permitted after 6 months. 5% of principal outstanding (plus ST)



Check the factors first

Minimum Rs 15000 per month income required

Finances up to Rs 20 lakhs  only

Any other EMI can lower down your eligibility


Know if you’re eligible for the loan

Minimum entry age: 23 years

Maximum age: 65 years

Income: Salaried & self employed


Why don’t you increase your loan eligibility?

Choose longer tenure for 5 yera eligibility maximisation.

Credit card  bill need to be clear

What are the documents needed?

 

1. Application form with photograph duly signed


2. Processing fees


3. Latest  6 months Statement of bank account


4. ID Proof with Photo


5.Address Proof with Photo


6. Documents required for self employed


  • Proof of business existence
  • Last 3 years Income tax returns with computation of income
  • Last 3 years balance sheet and Profit /loss statement duly certified by CA

7. Documents for salaried


  • Income Tax statement or Form 16
  • salary slip of latest three month
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