ICICI Bank Home Loan

Being one of the leading private banks of the country ICICI home loans are the go-to option for every loan seeker. It offers a range of benefits including excellent and competitive rates, easy repayment options, minimal documentation, doorstep service and no pre-closure fees. The customer service team will guide you at every stage of the home loan process making it easy for you to avail the loan without any doubts and clarifications. So think of home loan think ICICI

ICICI BANK Home Loan Fees and Interest Charges



Interest Rate : 9.45% to 9.70% for General Borrowers
                      9.40% to 9.65% for Women Borrowers


Processing Fees : 0.50% of the loan amount or Rs.11,500 whichever is minimum


Loan Tenure : 3-30 YEARS


Guarantor  : NOT REQUIRED


Pre-closure Charges :  NIL



Check the factors first

EMI you are eligible up to 50 % of income.

Finances 85 % of project value

Any other EMI can lower down your eligibility


Know if you’re eligible for the loan

Minimum entry age: 21 years

Maximum age: 65 years

Income: Salaried & self employed


Why don’t you increase your loan eligibility?

Add Co applicant as your spouse her income can also be added to increase your eligibility

Choose longer tenure for eligibility maximisation.

Add your parent also as co applicant and increase your eligibility

What are the documents needed?

 

1. Application form with photograph duly signed


2. Processing fees


3. Latest  6 months Statement of bank account


4. ID Proof with Photo


5.Address Proof with Photo


6. Documents required for self employed


  • Proof of business existence
  • Last 3 years Income tax returns with computation of income
  • Last 3 years balance sheet and Profit /loss statement duly certified by CA

7. Documents for salaried


  • Income Tax statement or Form 16
  • salary slip of latest three month
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