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Capital First

Capital First

It is yet another reliable NBFC (non-banking finance company) that offers almost every finance service such as Personal Loans, Car Loans, Used Car Loans, Two Wheeler Loans, Consumer Durables Loan, Business Loans, Loan Against Property for one and all. All you have to have is the eligibility. Getting a car loan from Capital First is easy. You just need the basic documents and you are set to go

Capital First Car Loan Fees and Interest Charges

Interest Rate : 14.50%% to 17%

Processing Fees : 2% of Loan Amount or Rs.6000 Whichever is Minimum

Loan Tenure : 1-7 YEARS

Guarantor  : NOT REQUIRED

Pre-closure Charges :  Pre closure allowed only after completion of 6 EMI.Preclosure charges - 4% of the Principal Outstanding

Check the factors first

Minimum Rs 20,000 per month income required

Finances up to 70%-90% of the car value

Any other EMI can lower down your eligibility

Know if you’re eligible for the loan

Minimum entry age: 21 years

Maximum age: 65 years

Income: Salaried & self employed

Why don’t you increase your loan eligibility?

Choose longer tenure for 7 year eligibility maximisation.

Credit card bill need to be clear

What are the documents needed?


1. Application form with photograph duly signed

2. Processing fees

3. Latest  6 months Statement of bank account

4. ID Proof with Photo

5.Address Proof with Photo

6. Documents required for self employed

  • Proof of business existence
  • Last 3 years Income tax returns with computation of income
  • Last 3 years balance sheet and Profit /loss statement duly certified by CA

7. Documents for salaried

  • Income Tax statement or Form 16
  • salary slip of latest three month