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CITY Bank Persoanl Loan

CITY Bank Persoanl Loan

CitiBank is one of the most preferred banks for personal loans. It offers some excellent interest rates and the loan processes are simplified for the benefit of the applicants. It even encourages online applications for personal loans. The advantage is that it needs no pledge and the documents needed are quite simple. If you are looking for a convenient option for your personal loan, you can apply it right away with Citi.


CITY BANK Home Loan Fees and Interest Charges

Interest Rate : 11.49% to 17%

Processing Fees : 0.25% to 2%

Loan Tenure : 1-5 YEARS

Guarantor  : NOT REQUIRED

Pre-closure Charges : Preclosure premitted after 12 months. 1% of Outstanding amount (plus ST). Part payment is allowed once a year upto 5 times his EMI

Check the factors first

Minimum Rs 30000 per month income required

Finances up to Rs 30 lakhs only

Any other EMI can lower down your eligibility

Know if you’re eligible for the loan

Minimum entry age: 26 years

Maximum age: 60 years

Income: Salaried & self employed

Why don’t you increase your loan eligibility?

Choose longer tenure for 5 year eligibility maximisation.

credit card bill need to be only

What are the documents needed?


1. Application form with photograph duly signed

2. Processing fees

3. Latest  6 months Statement of bank account

4. ID Proof with Photo

5.Address Proof with Photo

6. Documents required for self employed

  • Proof of business existence
  • Last 3 years Income tax returns with computation of income
  • Last 3 years balance sheet and Profit /loss statement duly certified by CA

7. Documents for salaried

  • Income Tax statement or Form 16
  • salary slip of latest three month