CitiBank is one of the most preferred banks for personal loans. It offers some excellent interest rates and the loan processes are simplified for the benefit of the applicants. It even encourages online applications for personal loans. The advantage is that it needs no pledge and the documents needed are quite simple. If you are looking for a convenient option for your personal loan, you can apply it right away with Citi.
CITY BANK Home Loan Fees and Interest Charges
Interest Rate : 11.49% to 17%
Processing Fees : 0.25% to 2%
Loan Tenure : 1-5 YEARS
Guarantor : NOT REQUIRED
Pre-closure Charges : Preclosure premitted after 12 months. 1% of Outstanding amount (plus ST). Part payment is allowed once a year upto 5 times his EMI
Check the factors first
Minimum Rs 30000 per month income required
Finances up to Rs 30 lakhs only
Any other EMI can lower down your eligibility
Know if you’re eligible for the loan
Minimum entry age: 26 years
Maximum age: 60 years
Income: Salaried & self employed
Why don’t you increase your loan eligibility?
Choose longer tenure for 5 year eligibility maximisation.
credit card bill need to be only
What are the documents needed?
1. Application form with photograph duly signed
2. Processing fees
3. Latest 6 months Statement of bank account
4. ID Proof with Photo
5.Address Proof with Photo
6. Documents required for self employed
7. Documents for salaried