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Gruh Finance Limited

Gruh Finance Limited

GRUH Finance Limited is a part of HDFC Ltd. known for home loan services. This has been exclusively designed for applicants who are seeking financial help for various stages of housing such as construction, purchase, renovation, repair of residential units and so on. The loans are also available for commercial construction purposes reflecting the fact that it is meant for it. The company offers a wide range of home loan products to suit the need and requirement of every customer

GRUH Home loan Fees Charges and Intrest Rates

Interest Rate : 11.12%

Processing Fees : 1% one time

Loan Tenure : 30 years

Guarantor  : No Requirement

Pre-closure Charges :  Nil

Check the factors first

EMI you are eligible up to 50 % of income.

Finances 80 % of project value

Any other EMI can lower down your eligibility

Know if you’re eligible for the loan

Minimum entry age: 18 years

Maximum age: 65 years

Income: Salaried & self employed

Why don’t you increase your loan eligibility?

Add Co applicant as your spouse her income can also be added to increase your eligibility

Choose longer tenure for eligibility maximisation.

Add your parent also as co applicant and increase your eligibility

What are the documents needed?


1. Application form with photograph duly signed

2. Processing fees

3. Latest  6 months Statement of bank account

4. ID Proof with Photo

5.Address Proof with Photo

6. Documents required for self employed

  • Proof of business existence
  • Last 3 years Income tax returns with computation of income
  • Last 3 years balance sheet and Profit /loss statement duly certified by CA

7. Documents for salaried

  • Income Tax statement or Form 16
  • salary slip of latest three month