HDFC Home Loan Fees and Interest Charges
Interest Rate : General Customers - 9.55% to 9.60%
Women Borrowers - 9.50% to 9.55%
Processing Fees : Up to 0.50% of the loan amount or Rs.10,000 whichever is minimum
Loan Tenure : 1-30 YEARS
Guarantor : NOT REQUIRED
Pre-closure Charges : NIL
Check the factors first
EMI you are eligible up to 50 % of income.
Finances 90 % of project value
Any other EMI can lower down your eligibility
Know if you’re eligible for the loan
Minimum entry age: 21 years
Maximum age: 60 years
Income: Salaried & self employed
Why don’t you increase your loan eligibility?
Add Co applicant as your spouse her income can also be added to increase your eligibility
Choose longer tenure for eligibility maximisation.
Add your parent also as co applicant and increase your eligibility
What are the documents needed?
1. Application form with photograph duly signed
2. Processing fees
3. Latest 6 months Statement of bank account
4. ID Proof with Photo
5.Address Proof with Photo
6. Documents required for self employed
7. Documents for salaried