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Standard Chartered Bank

Standard Chartered Bank

Being one of the oldest banks Stan Chartered has been operating since 1858. It is known to be one of the largest international banks in the country. The personal loan can be availed for any given reason. Also it is interesting to know that there is no need for guarantors, pledges or any kind of security to avail this loan. The loan can be applied online also

Standard Chartered Personal Loan Fees Charges and Intrest Rates

Interest Rate : 12.50% to 17%

Processing Fees : Nil

Loan Tenure : 1 year to 5 years

Guarantor  : No Requirement

Pre-closure Charges :  Preclosure permitted after 1 year. 5% of principal outstanding (plus ST

Check the factors first

Minimum Rs 22000 per month income required

Finances up to Rs 30 lakhs only

Any other EMI can lower down your eligibility

Know if you’re eligible for the loan

Minimum entry age: 22 years

Maximum age: 58 years

Income: Salaried & self employed

Why don’t you increase your loan eligibility?

Choose longer tenure for 5 year eligibility maximisation.

Credit card bill need to be clear

What are the documents needed?


1. Application form with photograph duly signed

2. Processing fees

3. Latest  6 months Statement of bank account

4. ID Proof with Photo

5.Address Proof with Photo

6. Documents required for self employed

  • Proof of business existence
  • Last 3 years Income tax returns with computation of income
  • Last 3 years balance sheet and Profit /loss statement duly certified by CA

7. Documents for salaried

  • Income Tax statement or Form 16
  • salary slip of latest three month